FINANCIAL PLANNING IS A FUNDAMENTAL AND ESSENTIAL ANALYSIS PATH FOR ANY INVESTOR

FINANCIAL PLANNING IS A FUNDAMENTAL AND ESSENTIAL ANALYSIS PATH FOR ANY INVESTOR

Financial planning means moving your needs, needs and emotions into the future.

It aims to make your money work over time, in order to achieve your goals and life projects that can also change over time.

The natural predisposition to deal with what happens to us today, ignoring issues that in our hearts we know will have to be addressed one day , is a clear violation of that principle of rationality that should guide us to optimize our financial situation expatriate financial planning.

The purchase of a new car, the studies of the children, the integration of the pension are objectives with different deadlines. They need to be planned in time so that they can be reached more easily and without worries. To do this it is necessary to start from your income and assets reality.

What are the goals of financial planning?

Bringing order to the financial, asset and insurance situation.

Acquire full awareness of the priority financial needs and the resources available to meet them, fully understand the financial instruments held.

Create an adequate pension to be able to age with serenity (at least patrimonial).

Freeing up available assets .

expatriate financial planning

Afford exceptional expenses, while remaining consistent with the established plan.

Defend yourself from the (harmful) commercial pressures of the system, be autonomous and aware in your choices , eliminating emotional factors, acquire bargaining power with intermediaries.

Lower costs (to increase results), defend yourself from inflation and tax burden.

Protect assets , foresee and manage unexpected events, but above all risks.

Optimally manage the income and the liquidity stock, but above all the expenses, adopt a plan that allows to reach the set objectives.

Dealing with a single interlocutor , being constantly informed about your situation, centrally monitoring the various positions.

What is planned must be checked periodically to understand if we deviate from our goals.

Financial planning

Financial planning

Financial planning is a huge, rather complex math problem. You can know some elements of the variables:

your current age;

how much money do you have right now;

how much you can add to your savings each year;

when you want to retire (or buy that house, etc.).

But other elements you can only guess them:

the length of your life;

the rate of inflation;

market returns and volatility;

future tax policies and so on.

For this reason it is advisable to get the assistance of a financial planning expert, preferably independent ( fee-only ) .

But how many experts in the financial sector are there who, assisting and supporting Italian families in their investment choices, follow this way of consulting.

Guy de Maupassant